MORTGAGES
Buying a home is one of the key milestones in life and there is nothing more thrilling than moving in to your dream property. Whether you are first time buyer taking those first steps on the property ladder, a homeowner that needs more space or you are simply looking to remortgage it is likely you will need a mortgage to help you achieve your aim.
Finding the right mortgage that suits your individual needs can be daunting and our team of professional financial advisors are available to help you to do just that.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Typically we charge a fee of £299 for arranging a mortgage, however the actual fee will depend on your circumstances and will not exceed 1% of the mortgage amount. The fees may be waived subject to the terms of the fee waiver agreement.
LIFESTYLE PROTECTION
Ensuring you have sufficient resources to deal with those unforeseen circumstances will probably form the basis of your financial planning. Who really knows what is round the corner and what surprises life holds and prolonged ill health, disability and death are all major risks to a family’s financial security. With products such as life assurance, critical illness cover, income protection and unemployment cover available we can help you to create a complete financial solution to cover and protect you and your loved ones.Trying to ensure you and your family have a secure financial future is probably one of the most important steps you will ever take.
As with all insurance policies, conditions and exclusions will apply.
PRIVATE MEDICAL INSURANCE
You and your family’s health and wellbeing is of the utmost importance and therefore by definition be a constant consideration in your life. Private medical insurance (also known as private health insurance) can provide you with some peace of mind should unforeseen circumstances arise and the worst occur. Many people now opt for private medical insurance so that they have the freedom to choose to have their medical needs met in the private sector and to provide them with some reassurance that they will received prompt treatment if they become ill or injured.
Getting a handle on all the different options available can seem daunting and rather bewildering. Our team of advisors can take the headache out of finding the right plan that suits your needs by using a range of different insurers.
All insurances have their own limitations and restrictions. Please refer to any policy documents to confirm these limitations. Cover available will depend on your personal circumstances including medical history.
HOME INSURANCE
A house is probably the single most expensive purchase you will ever make and therefore protecting one of your biggest assets is essential. There are two main types of home insurance:
Buildings Insurance:
This covers not only the outside structure of the house itself but also its fixtures and fittings against loss or damage caused by events such as fire, floods and subsidence. Boundary structures that surround your property such as fences or walls can also be included along with out buildings such as garden sheds or garages.
Contents Insurance:
This covers items that are not a part of the fabric of your home such as furniture, carpets, household goods and personal belongings against loss or damage caused by risks such theft, fire, flood or vandalism.
So whether you need buildings insurance, contents insurance or both we can advise you on a range of property insurance policies that will ensure you can leave home with peace of mind!
Specific restrictions and exclusions will be confirmed within the policy key features.
Contact Stonebridge Group on 01702 562220 or email
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